CBAF™

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CubeIQ Solutions and Systems: Developed Applications

Cheque Book Application Foundation - CBAF™

Cheque Book Application Foundation - CBAF™ is a family of software applications that has been developed for controlling the total issuing production cycle of single cheques and cheque-books.

CBAF™ is designed to be applicable to cheques and cheque book issuance in banks and financial institutions, in enterprises, organizations and corporations and in any business that is producing cheques and cheque books, internally.

CBAF™ drives either specialized hardware machines, like the Cheque Book Issuance Machines or specialized printers with either laser technology or "daisy wheel" or "print wheel" or "type ball" printing head.

Applications

CBAF™ is capable of issuing and printing:

Full cheque books
Manager's - Cashier's cheques
Private and crossed cheques

Versions

CBAF/Financial™
CBAF/Branch™
CBAF/Retail™

CBAF/Corporate™
CBAF/Private™

Versions and Releases

CBAF™ has been developed in three major versions. Each version is evolving separately and has been design to operate in different operating environment.

Current production release

CBAF/Financial™: 4.60.20
CBAF/Branch™: 3.90.40
CBAF/Retail™: 1.50.01

Versions

CBAF/Financial™

CBAF/Financial™ has client/server architecture and consists of three major modules CBAF/Server™, CBAF/DBA™ and CBAF/Client™. The product has been designed to work in Banks and Financial Institutions that require central management of their cheque book issuance processing cycle. CBAF/Server™ part can work either independently, exchanging files with the Bank’s host system at predefined times or in on-line mode with the Bank’s host system.

CBAF/Branch™

CBAF/Branch™ has client/server architecture, consists of three major modules CBAF/Server™, CBAF/DBA™ and CBAF/Client™ and is an application that works independently in each bank branch. The product is suitable for banks that have a small number of branches and do not require central management of their cheque book issuance processing cycle. The application can exchanges files with the bank’s host system for mutual update.

CBAF/Retail™

CBAF/Retail™ has been designed to work in enterprises, organizations, corporations, companies, freelancers and individuals for issuing private and crossed cheques. The application works in stand-alone mode exchanging files with the accounting or ERP system on demand or at predefined times.

CBAF/Corporate™

CBAF/Corporate™ is a sub-version of CBAF/Retail™. CBAF/Corporate™ is designed to work in accounting departments in large and medium corporations where the daily volume of cheques is significantly high.

CBAF/Private™

CBAF/Private™ is a sub-version of CBAF/Retail™. CBAF/Private™ is designed to operate in small companies freelancers and individuals where the daily volume of cheques relatively low.

Operating Modes

Architecture

Local (in branch)

Regional

Central

Technical Specification

Built for Microsoft technology with Microsoft technology (VC, VB & .NET).
Stand alone version.
N - tier architecture in client/server version.
Encrypted transactions between client and server programs as option.
MS SQL or MS Access standard database with Oracle or DB2 as option.
Application usage access control with user authentication (user name and password), user role definition and different levels of user rights.
Multi language support - 2 basic languages (EN & EL).
Multi currency support - 4 basic currencies US, EU, UK & local.
Multi-institution support with different operational parameters for each institution.
Customizable two-way interface to core banking system. File, Transactional and WEB Service (XML) support.
Centralized cheque pages electronic inventory control per page type, central site, branch, branch manager and branch officers.
Integrity check of customer (CIF) number, account numbers and cheque numbers. Check digits recalculation and comparison.
Personalized cheque & cheque book printing including, personal data, bank/branch data, IBAN calculation and OCRB or MICR code-line printing.
Independent of printing machine. Driving of different cheque book production machines among which are CTS Electronics' DIDOgraf series and a number of specialized printers with laser or "daisy wheel" or "print wheel" or "type ball" printing technology.
Cheque book production with 10, 15 & 20 cheques as standard, including journal pages, new cheque book application page, reminder page and cheque book receipt page.
Cheque book production with any number of cheques as option.

Extended Functional Specifications

Cheque book printing failure recovery mechanism.
Historical cheque book printing data retention up to five years. More years as option.
Cheque number definition based in sequential numbering per institution or per account type.
Cheque number definition per account as option.
Encryption of transaction messages and transaction origination electronic certification.
Centralized users authentication, dynamic user privileges management, highly secure access control mechanisms.
Auto user log-off mechanism.
IBAN and code-line automatic calculation.
Cheque and cheque book layout definition. Totally configurable cheque book appearance.
Transportation management of printed cheque books between production sites and delivery sites.

Features

Integrated system for cheque book issuing and customer service at a branch level.
Instant issue and delivery of the cheque book.
Multi-language and multi-currency support
Multi-user with application usage access control.
Multi-institution support.
Automated import of customer data and account numbers from the core banking system.
Customizable cheque book production - personalization workflow rules.
High level of security with full audit trail facility.
Centralized cheque book pages electronic inventory.
Centralized, regional and local (branch) operation mode.
Automated update of the core banking system with the newly issued cheque book data.
Operation log, error log, trace and audit trail files.
Extensive reporting.
Customization capability if it is required.
Developed with hands on experience.
Superior User Interface (MS Windows GUI, user friendly and efficient).
Sophisticated customizable algorithms for cheque book issuance authorization.
Developed with ease of customization, implementation, support, flexibility and market diversity in mind.
Advanced flexible design to facilitate customization and enhancements.
Constant upgrade policy.

Benefits

CBAF™ is designed to provide significant value to Banks, Financial Institutions, Service Providers, Processors and Corporation.

Cheque book full personalization.
Instant issue and delivery of the cheque book.
Speed and flexibility of printing cheques books.
Efficient management and control of cheque book production.
Centralized, regional and local (branch) operation mode.
Generation of various MIS reports on cheque production and system usage.
Compliance with the European and local cheques specifications (ECB & HBA).
Upgrade the Bank «image» in the market.
Differentiation from the bank's competitors.
Minimizing operating cost.
Short Return Of Investment .
Do business efficiently, reliably and cost effectively.
Take advantage of the latest state-of-the-art technology.
Be ready for new business opportunities before competition.

Data Sheets

CBAF/Financial™ R 4.60.20

CBAF/Branch™ R 3.90.40

CBAF/Branch™ R 3.90.50

Related products and information:

Cheque Book Issuance System - CBIS™

CBAF/Retail™

For any question or comment please contact our support team at support@cubeiq.gr

For product or services inquiries please email to: sales@cubeiq.gr or fill our information request form.